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The Monetary Authority of Singapore (MAS) and the Reserve Bank of India (RBI) plan to link their national real-time payment systems, PayNow and Unified Payments Interface (UPI), by July 2022.
MAS has shared that this linkage will facilitate users to make instant and low-cost fund transfers directly from one bank account to another between Singapore and India. The transfer from India to Singapore will be facilitated by the new linked service using mobile phone numbers. However, sending money vice versa will use UPI's virtual payment address (VPA).
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