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The Bank of Ghana has begun issuing universal quick response(QR) codes for use in inter bank payment. The system was launched by Vice President Dr. Mahamudu Bawumia, who explained that the system was targeted at all merchants including those in the informal sector. "Any merchant can have a universal QR Code including chop bar operators, food vendors, barbers, carpenters or masons musicians, shoe shine boys, khebab sellers, market traders, trotros, taxis, churches, mosques, schools, funeral committees, wedding organizers" he said. The system, which is hosted by the Ghana Interbank Payment System (GhPSS) gives customers the option of scanning through a smartphone or using USSD.
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